Secure Your Financial Future Before It's Too late: Discover the Hidden Dangers of You're 401(k) and How to Safeguard Your Retirement with Guaranteed Tax Free Life Time Income.
Our Products Are Uncapped & Pay A Guarantee Of 1.25% Even When The Market Is Down. YOU CAN NOT LOSE WITH THIS IUL!!!
58% Of People Do not Know They Are Paying Hidden Fees In Their 401 (k) Accounts... 1% In Fees Can Cost You 10 Years In Retirement!
What if I told you that this commonly relied upon tool could actually be leading you towards financial destruction? Over 40% of Americans will run out of money in retirement. Join me as we uncover the hidden pitfalls of the 401(k) and introduce you to a powerful solution - that can provide Guaranteed Tax-Free Lifetime Income and financial security.
What is an IUL and how does it compare to 401ks and other types of accounts?
Planning for retirement and building your wealth can be confusing with so many options out there, like 401ks and other retirement accounts. But have you heard about IULs? They're something worth considering, especially if you want to protect your money and potentially earn tax-free income.
Let's break down the problems your current strategy may impose:
Market Volatility and Losses: Traditional retirement accounts like 401ks can be risky because they're tied to the stock market. This means your money's value can go up and down, and you might end up losing some of it due to market fluctuations.
Let's break it down:
Taxes and Fees: With traditional accounts, you'll have to pay taxes when you withdraw your money in retirement. Plus, there are often hidden fees eating into your savings, sometimes without you even realizing it.
Contributions and Penalties: There are limits on how much you can contribute to traditional accounts like 401ks, and if you withdraw money too early, you could face penalties.
No Living Benefits Or Life Insurance: If you become ill while working unfortunately you're 401k or other accounts will not offer you tax free money to cover medical. When you die all your family will inherit is the balance of the account and have to pay tax on it.
Here Is What You May Forgot To Think About...
What most people forget to think about is with 401k and other retirement accounts when you start using the money from the account as retirement income you are now decreasing its value and earning less interest on less money every year. In addition to decreasing the account you are paying taxes and the money is still exposed to the market.
What happens when you're over 70 and you've been depleting your retirement fund and we have a market crash... This could be devastating and usually what makes people go back to work in their golden years. You need to protect yourself and plan for the future accordingly.
Why Our IUL May Be The Better Choice?
An IUL, or Indexed Universal Life insurance, offers a different approach to retirement savings:
Uncapped Earnings: Unlike traditional IUL accounts, The IULs we use do not have a cap on how much you can earn. Your money grows based on the performance of a stock market index, but with a guaranteed minimum interest rate of 1.25% per year and a 20 year average of over 9% per year.
Guaranteed Tax-Free Income: One of the biggest perks of an IUL is that you can access your money in retirement without paying taxes on it. This can save you a lot of money over time.
Flexibility: You're not limited in how much you can contribute to an IUL, and you can access your money as early as 12 months without facing penalties unlike other retirement accounts.
Includes Living Benefits & Life Insurance: Unlike other accounts if you are to get ill or injured and no longer can work our policies will pay you up to 1 million dollars tax free. Living benefits is a very important part of insurance that every person should have. In addition to living benefits a IUL policy will included a death benefit that never expires and only continues to grow. This allows you to feel comfortable knowing your family is well taking care of if the unexpected happens.
But here's the real kicker....
Borrowing and Compounding Interest:
With an IUL, you can borrow money from your cash value without interrupting the growth of your account. Here's how it works:
Let's say you have $100,000 in your IUL account, and you need $80,000 for an emergency. You decide to request a loan, and the insurance company gives you $80,000 tax-free. Your original $100,000 stays in your account, continuing to earn interest, you don't have to make scheduled payments on the loan, and there are no credit checks. When you pass away, the insurance company deducts what you owe them from your death benefit, leaving the rest for your beneficiary.
I always get asked… Why is the insurance company willing to give me a loan and why do I not have scheduled monthly payments to pay it back?
This is very easy to answer and understand… The insurance company doesn't need to check credit or require scheduled payments back because when you die the insurance company will pay themselves back what you owe them plus a little interest and pay your beneficiary the balance. It's a win-win for you and the insurance company.
Think about it... The insurance company has to pay your family when you die anyway so it makes sense for them to loan you the money now and charge some interest on it. That means it's less money they have to pay out later.
I get the same response zoom meeting after zoom meeting... This sounds too good to be true! Why am I just learning about this now?
The fact is it is too good to be true for many people. Not everyone can qualify for an uncapped IUL but the ones that do are very fortunate, This is by far one of the most powerful accounts you will ever have. The only question is can you get one?
The reason you have not heard about this till now is because of lack of education. This has been available for decades you just didn't know it. Your employer won't tell you about it either because they get huge tax right offs with 401k accounts. Did you really think they would give us a match because they love us… It's all about the money for them.
In Conclusion:
While 401ks and other traditional accounts have their place, an IUL offers unique benefits that can't be ignored. So why not explore your options and see what your future could look like with an IUL?
So here is what you do next. Schedule a meeting with our firm and let us design an IUL for you free of charge. We will be able to project your entire financial future and tax free income. By the end of the meeting you will have all the information you need to make the best decision for your future.
Schedule a meeting now and see what your new future can look like...
Let Us Illustrate An IUL For You...
In this short & to the point eye opening meeting. One of our advisors will guide you through retirement. We will show you the ugly truth of your 401k and reveal your financial future. This educational meeting contains the most important information about your financial future. NO ONE can afford to miss this!
The Shocking Truth About Your 401(k)
Strategies For Financial Protection & Wealth
The Power Of Compounding Interest
We Will Illustrate An Entire Plan Free Of Charge
How To Leverage Money For Expenses
Absolutely Mind Blowing!!!
"I thought my 401(k) was my ticket to a comfortable retirement. After learning about the crazy hidden fees, taxes, and the potential dangers it posed to my financial future, I knew I needed a better plan. This meeting opened my eyes to the power of a Guaranteed Tax Free Life Time Income Account. The expert advice and insights provided were invaluable. " - Greg Vax.
Our mission is to help FREE as many Americans as we can from the hold of financial institutions. Creating a new world of financial independence.
